Frequently Asked Questions
Gulf Winds FAQs
What is the Gulf Winds routing number?
Only $5 is needed to open a savings account and begin your lifetime membership with Gulf Winds. Membership is open to anyone who lives, works, worships, or attends school in the following counties:
Alachua, Baker, Bay, Bradford, Calhoun, Clay, Columbia, Dixie, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Putnam, Santa Rosa, Saint Johns, Suwannee, Taylor, Wakulla, Walton, and Washington Counties
Baldwin, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry, Houston, Mobile, Monroe, Washington, and Wilcox Counties
Baker, Berrien, Brooks, Colquitt, Cook, Decatur, Early, Echols, Grady, Lanier, Lowndes, Miller, Mitchell, Seminole, and Thomas Counties
Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.
Yes, Gulf Winds Credit Unions offers members the option to drop off deposits in a Night Drop. Learn more about Night Drop Deposits »
We do not allow loose or rolled coins to be deposited through the drive-thru tubes as the added weight can result in a jam in the vacuum tube system, and this will result in significant time delays. If you have coins that you’d like to deposit via drive-thru, just alert one of our tellers and they’ll be happy to come out and collect it for you.
For your convenience, Gulf Winds offers several methods of ordering your checks. You can reorder checks at any time through Online Banking. With just a few clicks, you can reorder the same checks you have always used with us, or you can choose from dozens of different styles. You may also call toll free 1.800.650.6328 and place your order, drop your check reorder form off at any of our branches, or mail the form to our Corporate Office.
Cardholders get through the checkout line quicker with their VISA Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out, and get on with your life. More Info »
Credit Card FAQs
There are a number of ways to pay your Gulf Winds Credit card. View Payment Options »
You earn one point for every dollar charged on your Gulf Winds credit card. More Info »
You can check or redeem your credit card reward points here.
Online Banking FAQs
At the top of this page, click the Register link next to the E-Branch Online Banking Login. Complete the registration process, it will only take a couple of minutes, and you will then be taken to your account information. More Info »
1. On the password page, click "Forgot Password."
2. Re-authenticate with your personal information.
3. Create your new password.
Just log in to your online banking account, select e-Statements and follow the steps to get set up.
Download the mobile banking app to your iPhone or Android smartphone by searching "Gulf Winds Mobile Banking" from your phone's App Store. More Info »
Log in to your Online Banking account and click Mobile to register for mobile banking. More Info »
Fraud Alert System
Gulf Winds has a text message service that will notify you of suspicious activity on your accounts. This new feature summarizes the transaction and allows you to quickly identify it as fraud, if needed. You are autoenrolled in this free service but are able to opt-out at any time. Please ensure your phone number is updated in our system to protect yourself from fraudulent activity!
Loss of A Loved One
At Gulf Winds, we understand that losing a loved one can be very overwhelming. We can help ensure that your loved one’s financial accounts are one less thing to worry about. We’re here to help in any way we can during this difficult time for you and your family. More Info »