Michaels Security Breach Information:Gulf Winds is aware that Michaels has identified a debit card and/or credit card compromise. According to Michaels, this data breach occurred between May 2013 and January 2014 at various Michaels’ stores throughout the U.S. For your protection, Gulf Winds debit and credit cards are monitored 24 hours a day, 7 days a week for fraudulent activity. Click here for more information.

Michaels Security Breach Information:Gulf Winds is aware that Michaels has identified a debit card and/or credit card compromise. According to Michaels, this data breach occurred between May 2013 and January 2014 at various Michaels’ stores throughout the U.S. For your protection, Gulf Winds debit and credit cards are monitored 24 hours a day, 7 days a week for fraudulent activity. If your card was affected by this breach, we will send you a notification letter via mail. In the meantime, please monitor your accounts diligently with Online Banking, Mobile Banking and our Phone Banking service. Please report any unusual activity as soon as possible to our Contact Center at (800) 650-6328.

Gulf Winds Federal Credit Union

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Phone Banking and General Inquiries:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

Email:

Lost or Stolen ATM or VISA Debit Card:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

After Hours, Weekends and Holidays: 800.472.3272

Lost or Stolen Credit Card:

Toll Free: 800.449.7728    More Contact Info

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Deposit Secured Loans

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Calculations are Estimates Only

A deposit-secured loan will allow you to receive a lower rate than non-secured personal loans because your savings or certificate account guarantees the loan.

How does it work?

To receive a deposit secured loan, you must have either a Share Savings account or a Share Certificate account with Gulf Winds. Your collateral is essentally the amount of money held in either of those types of accounts.

Features & Benefits

  • Simple Application Process
  • Fixed Term and Rate
  • As Payments are Made, Those Funds Become Available

Deposit Secured Loan Rates**

Term Lowest Annual % Rate
60 months +3.00%
96 months +4.25%
120 months +5.25%

**Add the margin to the CD dividend rate to determine the interest rate on the loan.
Share/CD Secured Loans: Maximum Term 120 Months