1 Million Ways to Thank Members

We’re RETURNING $1 Million DIRECTLY to our members.

Gulf Winds is happy to announce we’re thanking our members for a fantastic 2018 by putting money back into their accounts. The Gulf Winds Board of Directors recently approved a one-time Bonus Dividend of $1,000,000 be paid directly to its members as a benefit for participating in the credit union and using its services. Gulf Winds CEO, Chris Rutledge, says he is proud that we can share this Bonus Dividend with our members. “We are well capitalized and financially sound, allowing us to fulfill our commitment to give back to our members and our community.”

Unlike banks and other financial institutions, Gulf Winds is owned collectively by our members, allowing us to share our successes and put money right into members’ pockets. So, while other financial institutions are merging, changing names and charging higher fees for services, Gulf Winds is giving back to its members in 1 Million ways.

Bonus Dividend Frequently Asked Questions »

Not a Member of Gulf Winds? Become One Today!

Every year, more and more people discover Gulf Winds is a better alternative to traditional banking. In addition to our special Bonus Dividend, our members love us for our top-rated service, our competitive loan and share rates, and our dedication to meaningful community involvement. Joining is easy, and with our recently expanded service area, you can be a member too!

Membership is open to anyone who lives, works, worships, or attends school in the following counties:

  • Florida
    Bay, Calhoun, Columbia, Dixie, Escambia, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Okaloosa, Santa Rosa, Suwannee, Taylor, Wakulla, Walton, and Washington Counties
  • Alabama
    Baldwin, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry, Houston, Mobile, Monroe, Washington, and Wilcox Counties
  • Georgia
    Brooks, Colquitt, Decatur, Echols, Grady, Lowndes, Seminole and Thomas Counties

Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.

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How is My Bonus Dividend Calculated?

Your bonus dividend is based on the calculation of your Total Deposit Relationship with Gulf Winds as of October 31, 2018. The Total Deposit Relationship for this Bonus Dividend includes: Share Savings, Share Drafts (Checking), Regular CDs, IRA Shares and IRA CDs. The Bonus Dividend will be credited to your Primary Share account.

Our goal is to reward members who have a financial relationship with Gulf Winds. This special dividend payout rewards members that have more share products and balances with Gulf Winds and are more invested in our cooperative.

Which Members are Eligible for a Bonus Dividend?

More than 58,000 members received a Bonus Dividend. The Bonus Dividend was paid to members in good standing. Conditions of disqualification include deceased individuals, charged off accounts, bankruptcy or legal holds.

Still Have Questions?

For questions about eligibility or how your dividend was calculated, please contact us at 1.800.650.6328 or visit your local branch.