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Start using Apple Pay now
Gulf Winds has teamed up with Apple® to help you pay in a more simple, secure and private way. That means you can now use your Gulf Winds Visa Credit Card and Visa Debit Card directly from your Apple device to pay for purchases at many of your favorite stores.
Apple Pay™ is available on many Apple devices and is the convenient way to pay with a simple touch of your finger.
Here's How You'll Do It:
1) Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify Gulf Winds immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact us.
Apple Pay lets you use iPhone and Apple Watch to pay in hundreds of thousands of stores accepting contactless payments. You can also make purchases within participating apps on iPhone 6, iPad Air and iPad mini. And there are more stores and apps to come. (For a complete list of devices that Apple Pay is available on visit, Apple.com)
Look for one of these symbols at checkout.
Use Apple Pay in these stores and apps.
Please visit Apple.com for a complete list of devices in which Apple Pay is available.
Gulf Winds intends to allow cardholders to use similar services with other mobile devices, including Android Phones, as they become available.
Visit the Apple Pay site for a list of participating merchants and mobile apps.
When making purchases at a retailer that has a contactless Pay Wave terminal, hold your device over the terminal and accept the charge with your fingerprint or passcode when prompted. A subtle vibration and beep lets you know the purchase was successful.
Your experience with Apple Pay may vary by merchant. If asked to verify the last four digits of your card number when making a purchase, instead provide the last four digits of the device account number. The device account number can be found by selecting the ⓘ icon while viewing your card in Passbook. You may also be asked to provide a signature to complete your transaction.
There are two different ways to add your Gulf Winds Credit Card or Debit Card to Apple Pay. If you already have a Gulf Winds Credit Card or Debit Card on file with iTunes, you can add it to Apple Pay by entering the security code on the back of your card.
To add a new Gulf Winds card to Apple Pay, use your device camera to enter your card information or type it in manually.
Go to Passbook in your iPhone settings to set your default card.
Yes, you can add your Gulf Winds Credit Card and Debit Card to Apple Pay on multiple compatible devices.
To remove a card from Apple Pay, simply select the card in Passbook and click on the ⓘ icon in the bottom corner to view the back of the card. Scroll to the bottom to find the ‘remove card’ option. After deleting, you can re-add this card to Apple Pay at any time.
Yes. When you hold your Apple Pay device over a contactless payment terminal to make a purchase, your default card will be displayed at the top of the screen and your other cards will appear stacked at the bottom. If you would like to use a card other than your default card to make the purchase, simply tap on the stack of cards at the bottom of the screen to view your other cards, select the one you would like to pay with and use your fingerprint or passcode to complete the purchase like normal.
To make in-store payments with your iPhone 6, iPhone 6 Plus or Apple Watch, look for the contactless payment symbol at participating Apple Pay merchants. You can also make in-app purchases on your iPhone 6, iPhone 6 Plus, iPad Air 2, and iPad mini 3 with participating merchants using Apple Pay. You can not make in-app purchases with an Apple Watch.
With Apple Pay, instead of using your actual credit and debit card numbers, when you add your card to Passbook a unique device account number is assigned, encrypted, and stored on a dedicated chip on your Apple device. When you make a purchase, the device account number along with a dynamic, transaction-specific security code is used to process your payment. This means that your actual credit or debit card number is never shared with merchants or transmitted with the payment.
Yes. You’ll get all the benefits and protections that your credit card and debit card provides. If you currently earn credit card rewards on purchases, you’ll continue to earn them for purchases made with Apple Pay.
After completing a payment using Apple Pay, confirmation will appear in Passbook.
Yes. Your most recent purchases are kept in Passbook.
The return process varies by merchant. You may need to present a receipt from the merchant to return the item. To complete the return, hold your Apple Pay enabled device over the contactless payment terminal and wait for the slight vibration of the device to confirm the refund has been processed.
For any new or replacement cards, you will go through the initial set up of providing the basic payments details to add the card to Apple Pay. For a card renewal, the new expiration date will be automatically provided from Visa to Apple seamlessly, with no action required by you.
If you replace or update your device, your Gulf Winds Credit Card and Debit Card will not be transferred automatically. You will need to set up Apple Pay again and re-add your cards on the new device.
If your Apple Pay device is ever lost or stolen, you can use Find My iPhone to easily suspend the device account number, or call Gulf Winds using the number found on the back of your card(s) to suspend it for you. You can continue to make purchases using your physical card(s) even when the device account number is suspended on Apple Pay.
Give us a call at 1.800.650.6328.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.