Gulf Winds Rated 5-Stars for 99 Consecutive Quarters

BauerFinancial, Inc., the Nation’s Premier Bank and Credit Union Rating Firm, salutes 5-Star Gulf Winds for its continued financial excellence. Not only has Gulf Winds earned Bauer’s highest (5-Star) rating for financial strength and stability, it has maintained that top rating for 99 consecutive quarters. Earning a 5-Star rating indicates this credit union excels in areas of capital adequacy, profitability, asset quality and much more. Earning 5-Stars consistently for this length of time, gives Gulf Winds an even higher status as a “Sustained Superiority Credit Union”.  This designation is reserved specifically for institutions that have earned Bauer’s highest rating continuously for longer than 90% of the industry.

“The People Helping People ideology that engenders credit unions”, observes Karen Dorway, president of BauerFinancial, “is alive and well. Credit unions base decisions on relationships, not just on numbers. We seem to be coming to a point where human interaction is regaining importance. Technology is an invaluable tool, but only when it enhances the member experience. Gulf Winds Credit Union has never lost sight of that.”

Established in 1954, Gulf Winds has been building relationships and providing personalized solutions for its members for 64 years. Today it operates through conveniently located offices in the Pensacola and Tallahassee regions of Florida as well as in Alabama and Georgia.



BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting