Gulf Winds Rated 5-Stars for 97 Consecutive Quarters

BauerFinancial, the Nation’s Premier Bank and Credit Union Rating Firm, proudly affirms that Gulf Winds has once again earned its highest (5-Star) rating for financial strength and stability. Earning a 5-Star rating indicates this credit union excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top rating for 97 consecutive quarters, puts Gulf Winds in the Top 10% of the credit unions in the nation. That’s quite an achievement! In fact, reaching this milestone gives Gulf Winds an even higher designation as a “Sustained Superiority Credit Union”, a title reserved specifically for Top 10%.

“This achievement requires tremendous resilience and fortitude,” observes Karen Dorway, president of BauerFinancial. “We saw a lot of financial institutions that were lacking those qualities that are, unfortunately, no longer around. But credit unions, like Gulf Winds, have some definite advantages. The field of membership allows the credit union team to know each member more intimately, which not only makes every member a priority, it also improves loan underwriting.”

Gulf Winds has been making its members its number 1 priority since 1954. Today, after 64 years, it is creating a better banking experience for members through conveniently located offices in the Pensacola and Tallahassee regions of Florida as well as Alabama Gulf Winds is a member of the NCUA and an Equal Housing Lender.



BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting