Gulf Winds Rated 5-Stars for 95 Consecutive Quarters

BauerFinancial, the Nation’s Premier Bank and Credit Union Rating Firm, is proud to announce that Gulf Winds has once again secured its highest, 5-Star rating. (A five-star rating indicates the institution excels in areas of capital adequacy, profitability, asset quality and much more.) Earning and sustaining this top 5-Star rating for 95 consecutive quarters, Gulf Winds has also procured a “Top 10%” designation. This means that Gulf Winds has maintained Bauer’s highest rating consistently for longer than 90% of the industry.

“A lot of things have changed since the Great Recession,” reflects Karen L. Dorway, president of BauerFinancial. “Technology, in particular, has reduced the flow of people into branch offices. But that will never change the fact that lending institutions need to know to whom they are lending. This comes easy to credit unions since they all share a unique bond to begin with. Through that bond and the knowledge that comes with it, credit unions like Gulf Winds can meet their members’ needs today while anticipating them for tomorrow.”

Established in 1954, Gulf Winds has been growing alongside its members for 64 years. Today it operates through conveniently located offices in the Pensacola and Tallassee regions of Florida as well as in Alabama. Gulf Winds is a member of the NCUA and an Equal Housing Lender.



BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting