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100% Mortgage

Make your dream home a reality.

Gulf Winds is making it easier to purchase the home you want. For a limited time, we are offering a mortgage option that will finance 100% of your new home’s purchase price. Contact us today and let us be the first to say, "Welcome to your new home."

The Smart Way to Borrow

  • 100% Loan to Value
  • No Down Payment
  • Low Rates

Get Started
Call us at 800.650.6328 or apply today.

Apply for a Mortgage


Cristy Nash

Cristy Nash

NMLS# 504013

Apply with Cristy

Email Cristy Nash

850.479.9601 Ext. 473

Katrinka Phillips

Katrinka Phillips

NMLS# 2128562

Apply with Katrinka

Email Katrinka Phillips

800.650.6328 Ext. 752

Sherry Brock

Sherry Brock

NMLS# 1367681

Apply with Sherry

Email Sherry Brock

850.479.9601 Ext. 463

Caleb Ulichney

Caleb Ulichney

NMLS# 1893986

Apply with Caleb

Email Caleb Ulichney

850.479.9601 Ext. 472

Gulf Winds Credit Union NMLS #414456

Rates and terms are based on your credit score(s) and are subject to change. This offer is a 10/1 Adjustable Rate Mortgage (ARM) that has a fixed annual percentage rate for 120 months and adjusts annually thereafter for the remaining term of the loan. Must be primary residence. We encourage you to read the Regulation Z disclosures provided you in advance and at closing. Maximum loan amount is $453,100. Closing cost contributions are a minimum of 1% from member and a maximum of 3% from seller. Ask your mortgage loan officer for more information.