Heartbleed Bug Not a Threat to Gulf Winds Members: On an ongoing basis, Gulf Winds evaluates its website and online systems for security threats and potential vulnerabilities. Gulf Winds’ systems are not susceptible to the recent “Heartbleed Bug” and no systems have been compromised. Members can be assured that their accounts remain safe and secure.

Gulf Winds Federal Credit Union

Not A Member?

It's Ok! Unlike some credit unions, you can take advantage of our special mortgage loan rates if you live, work, worship or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla or Jefferson Counties, Florida and Escambia County, Alabama.


Gulf Winds is making it easier for you to purchase the home you want. Learn about our mortgage programs and start shopping for your new home today.

Mortgage Officer

We Do Home Loans:

Gulf Winds has the right Mortgage Product for you that will save you money. Our experienced Mortgage Team is available to help answer all of your questions. Whether you’re in the market to purchase a new home or refinance your current mortgage we have the products and services to fulfill your needs.

Your home is the most important purchase you will make in your lifetime. Do you really want to trust your home mortgage to an internet site? At Gulf Winds Federal Credit Union you talk with real people. Our mortgage team will sit down face-to-face and design a mortgage plan that is right for you. Make the Move to Gulf Winds, contact our Mortgage Team today!

  • 15,20 & 30-Year Fixed Mortgages
  • Lot Loans
  • Home Equity Lines of Credit
  • Fixed Home Equity Loans
  • FHA Loans

Mortgage Products

Contact Us Today or Apply Online Now