Gulf Winds Federal Credit Union

Not A Member?

It's Ok! Unlike some credit unions, you can take advantage of our special mortgage loan rates if you live, work, worship or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla or Jefferson Counties, Florida and Escambia County, Alabama.


100% Financed Mortgage

Gulf Winds is making it easier for you to purchase the home you want.

For a limited time, Gulf Winds is offering 100% mortgage financing–which means No Down Payment is needed at closing. We finance 100% of your new home's value.

Many homebuyers qualify for Zero Down mortgage options, so contact Gulf Winds, learn about our mortgage programs, and start shopping for your new home today.

  • 100% Financed Mortgage
  • No Down Payment
  • No Mortgage Insurance

Mortgage Officer

We Do Home Loans:

Gulf Winds has the right Mortgage Product for you that will save you money. Our experienced Mortgage Team is available to help answer all of your questions. Whether you’re in the market to purchase a new home or refinance your current mortgage we have the products and services to fulfill your needs.

Your home is the most important purchase you will make in your lifetime. Do you really want to trust your home mortgage to an internet site? At Gulf Winds Federal Credit Union you talk with real people. Our mortgage team will sit down face-to-face and design a mortgage plan that is right for you. Make the Move to Gulf Winds, contact our Mortgage Team today!

  • 15,20 & 30-Year Fixed Mortgages
  • Lot Loans
  • Home Equity Lines of Credit
  • Fixed Home Equity Loans
  • FHA Loans

Mortgage Products

Contact Us Today or Apply Online Now