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Low interest rate loan borrowed against your money

Deposit-Secured Loans

A deposit-secured loan will allow you to receive a lower rate than non-secured personal loans because your savings or certificate account guarantees the loan.

How does it work?

To receive a deposit-secured loan, you must have either a Share Savings account or a Share Certificate account with Gulf Winds. Your collateral is essentially the amount of money held in either of those types of accounts.

Features & Benefits

  • Simple Application Process
  • Fixed Term and Rate
  • As Payments are Made, Those Funds Become Available
Deposit Secured Loan Rates
Term APR Range Est. Payment/$1,000 Borrowed
up to 120 months +3.00%

Rates as of . Add the margin to the CD dividend rate to determine the interest rate on the loan. Share/CD Secured Loans: Maximum Term 120 Months

 

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