Low interest rate loan borrowed against your money
A deposit-secured loan will allow you to receive a lower rate than non-secured personal loans because your savings or certificate account guarantees the loan.
To receive a deposit-secured loan, you must have either a Share Savings account or a Share Certificate account with Gulf Winds. Your collateral is essentially the amount of money held in either of those types of accounts.
|Term||APR Range||Est. Payment/$1,000 Borrowed|
|up to 120 months||Share/CD Rate + 3.00%|
Rates as of . Add the margin to the Share/CD dividend rate to determine the interest rate on the loan. Share/CD Secured Loans: Maximum Term 120 Months