Heartbleed Bug Not a Threat to Gulf Winds Members: On an ongoing basis, Gulf Winds evaluates its website and online systems for security threats and potential vulnerabilities. Gulf Winds’ systems are not susceptible to the recent “Heartbleed Bug” and no systems have been compromised. Members can be assured that their accounts remain safe and secure.

Gulf Winds Federal Credit Union

Dealer Network

Get more incentives when you shop at one of our participating dealerships and finance with Gulf Winds.

$20 Shell Gas Card or $50 VISA Gift Card

More Information


Not A Member?

It's Ok! Unlike some credit unions, you can take advantage of our special auto loan rates if you live, work, worship or attend school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla or Jefferson Counties, Florida and Escambia County, Alabama.


Auto Loans as low as 1.49% APR*

Getting a new, used or refinanced auto loan with Gulf Winds means you can take advantage of:

  • No Payments for 90 Days
  • Great Fixed Rates, as low as 1.49% APR*
  • Simple Loan Application
  • Preapproved Term and Rate Good for 30 Days
  • Dealer Network with Incentives

Apply Online Now


or Contact Us at: (800) 650-6328

Refinance and Save

Is your current auto loan rate with another lender higher than 1.49% APR*? If so, it may be worth your time to check your current loan balance and rate, and see how much money a Gulf Winds auto loan can save you.

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Extended Warranty and Auto-Protection Plans

As your vehicle gets older, the risk and cost of repairs will increase. That is when you need protection the most. There is a chance you could pay hundreds of dollars for mechanical and electrical repairs after your factory warranty has expired. Ask us about our auto protection plans.