Unfee yourself with no monthly service fees, no minimum balance, a free debit card, and over 30,000 nationwide fee-free ATMs.1
Plus our High-Yield Checking pays you cash back on your everyday balance!
Earn 2.00% APY2 if you:
Choose MyFree Checking if you:
*A Primary Share Savings Account with a $5 deposit is required to establish membership at Gulf Winds. 1ATM fee refunds up to $15 per cycle when qualifications are met. 2Annual Percentage Yield (APY) accurate as of 10/01/19. Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and 0.10% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only. Account opening subject to approval.
Stay on top of your finances anytime, anywhere from your mobile device.
Check your balance, deposit checks, pay bills, and transfer money all from the comfort of home.
Mobile Check Deposit
Deposit checks without a trip to the bank.
Our free bill pay puts convience at your fingertips.
Tons of FREE ATMS...like nearly 30,000 nationwide through the CO-OP network.
Gulf Winds Credit Union
Navy Federal Credit Union
Bank Of America
Capital City Bank4
3Regions, Navy Federal Credit Union and Bank of America, their names, trademarks and service marks are property of their respective owner. Rates as of 10/01/19. 4Minimum balance is required when less than 20 debit card transactions occur per month.
|Rates as of 10/01/2019||Dividend Rate||APY||Compound Frequency|
Balances 0 - $10,000
Balances Above $10,000
|Qualifications Not Met
This rate sheet is incorporated into the Account Agreements and Disclosures.
The rate and Annual Percentage Yield (APY) stated for Share Draft Checking Accounts is declared by the Board of Directors and is subject to change at any time. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
You can still take advantage of our great deals, low rates, free checking and mobile banking. Full details on Gulf Winds membership.
Membership is open to anyone who lives, works, worships, or attends school in the following counties:
Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Gadsden, Liberty, Franklin, Leon, Wakulla, Jefferson, Madison, Taylor, Hamilton, Suwannee, Lafayette, Dixie, Columbia and Gilchrist Counties
Escambia, Baldwin, Mobile, Washington, Clarke, Monroe, Conecuh, Covington, Butler, Crenshaw, Coffee, Geneva, Dale, Houston and Henry Counties
Brooks, Colquitt, Decatur, Echols, Grady, Lowndes, Seminole, and Thomas Counties
Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.