AUTO LOANS

Car Loans — No Payments For 90 Days

Car Loans —
No Payments For 90 Days

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Rates As Low As 2.99 % APR

New • Used • Refinance

90

Days No Payments

Flexible Financing Options

Put a little extra cash in your pocket this summer. Finance your car loan with Gulf Winds and make no payments for 90 days.

Auto Loan Features:

  • No Payments for 90 Days
  • Low Rates
  • Flexible Repayment Options
  • Simple Loan Application
  • Pre-Approved Rate and Term Good for 30 Days

Protection Trifecta

You’re strong and secure when you bundle Gulf Winds’ Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan. Ask your Loan Specialist how you can be protected.

Get Started Now

1.800.650.6328

Mon–Fri 8AM–6PM Central Time
Sat 8AM–2PM Central Time

…or leave your information below and one of our auto loan professionals will call you back.


Estimate Your Monthly Payment

Loan Calculator Controls
Term in Months

Monthly Payment

$416

Interest Rate

3.49% APR

This is only an estimate. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.

For more details, use our Advanced Calculators.


Auto Loan Rates

Term APR Range Est. Payment/$1,000 Borrowed
36 months 2.99% - 13.99% $29.08 - $34.20
66 months 3.69% - 15.99% $16.76 - $22.90
75 months 4.19% - 17.99% $15.18 - $22.32
84 months 5.49% - 7.99% $14.37 - $15.58

Rates as of . Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria. For used vehicles, add 1% APR for any vehicle with over 75,000 miles.

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Not a Member? Not a Problem!

You can still take advantage of our great deals, low rates, free checking and mobile banking. Full details on Gulf Winds membership.

Map of Gulf Winds Counties and Branches

Membership is open to anyone who lives, works, worships, or attends school in the following counties:

Florida
Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Gadsden, Liberty, Franklin, Leon, Wakulla, Jefferson, Madison, Taylor, Hamilton, Suwannee, Lafayette, Dixie, Columbia and Gilchrist Counties

Alabama
Escambia, Baldwin, Mobile, Washington, Clarke, Monroe, Conecuh, Covington, Butler, Crenshaw, Coffee, Geneva, Dale, Houston and Henry Counties

Georgia
Brooks, Colquitt, Decatur, Echols, Grady, Lowndes, Seminole, and Thomas Counties

Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.