New • Used • Refinance
Days No Payments
Flexible Financing Options
You’re strong and secure when you bundle Gulf Winds’ Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan. Ask your Loan Specialist how you can be protected.
Three options to get started: Apply online, call today…
Call today or leave your information below and one of our auto loan professionals will call you back.
…or leave your information below and one of our auto loan professionals will call you back.
This is only an estimate. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.
For more details, use our Advanced Calculators.
Auto Loan Rates
|Term||APR Range||Est. Payment/$1,000 Borrowed|
|36 months||2.99% - 13.99%||$29.09 - $34.20|
|66 months||3.69% - 15.99%||$16.77 - $22.90|
|75 months||4.19% - 17.99%||$15.19 - $22.32|
|84 months||5.49% - 7.99%||$14.37 - $15.59|
Rates as of . Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria. For used vehicles, add 1% APR for any vehicle with over 75,000 miles.
You can still take advantage of our great deals, low rates, free checking and mobile banking. Full details on Gulf Winds membership.
Membership is open to anyone who lives, works, worships, or attends school in the following counties:
Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Gadsden, Liberty, Franklin, Leon, Wakulla, Jefferson, Madison, Taylor, Hamilton, Suwannee, Lafayette, Dixie, Columbia and Gilchrist Counties
Escambia, Baldwin, Mobile, Washington, Clarke, Monroe, Conecuh, Covington, Butler, Crenshaw, Coffee, Geneva, Dale, Houston and Henry Counties
Brooks, Colquitt, Decatur, Echols, Grady, Lowndes, Seminole, and Thomas Counties
Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.