Gulf Winds Dividend Rates
Share Savings Accounts
| Account Type | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
|---|---|---|---|---|
| Primary Share Savings | 0.25% | 0.25% | Monthly | $5 |
| Holiday Share Savings | 0.25% | 0.25% | Monthly | $0 |
| Special Share Savings | 0.25% | 0.25% | Monthly | $0 |
| IRA Share Savings | 0.35% | 0.35% | Monthly | $0 |
| Business Share Savings | 0.25% | 0.25% | Monthly | $5 |
Rates as of .
Rates are subject to change after the account is opened.
APY=Annual Percentage Yield.
Fees may reduce earnings.
The rate and APY stated for Share Savings Accounts is declared by the Board of Directors and is subject to change at any time.
IRA Accounts
| Term | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
|---|---|---|---|---|
| 6 Months IRA | 0.896% | 0.90% | Monthly | $500 |
| 12 Month IRA | 1.342% | 1.35% | Monthly | $500 |
| 18 Month IRA | 1.391% | 1.40% | Monthly | $500 |
| 24 Month IRA | 1.687% | 1.70% | Monthly | $500 |
| 36 Month IRA | 1.982% | 2.00% | Monthly | $500 |
| 48 Month IRA | 2.276% | 2.30% | Monthly | $500 |
| 60 Month IRA | 2.521% | 2.55% | Monthly | $500 |
Rates as of .
APY=Annual Percentage Yield
Early withdrawal penalties may apply.
This rate sheet is incorporated into the Account Agreements and Disclosures.
The rate and APY stated for Term Share Accounts is the rate that was offered within the most recent seven calendar days.
Rates and yields are subject to change at any time.
APY assumes interest remains on deposit until maturity.
Teens & Kids Savings Dividend Rates
| Account Type | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
|---|---|---|---|---|
| MyMoney Teens Share Savings | 0.25% | 0.25% | Monthly | $5 |
| MyMoney Kids Share Savings | 0.25% | 0.25% | Monthly | $5 |
Rates as of .
Rates are subject to change after the account is opened. APY=Annual Percentage Yield. Fees may reduce earnings.
Term Share Certificate Accounts
| Term | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
|---|---|---|---|---|
| 6 Month | 0.797% | 0.80% | Monthly | $500 |
| 12 Month | 1.243% | 1.25% | Monthly | $500 |
| 18 Month | 1.292% | 1.30% | Monthly | $500 |
| 24 Month | 1.588% | 1.60% | Monthly | $500 |
| 36 Month | 1.884% | 1.90% | Monthly | $500 |
| 48 Month | 2.178% | 2.20% | Monthly | $500 |
| 60 Month | 2.423% | 2.45% | Monthly | $500 |
Rates as of .
APY=Annual Percentage Yield
Early withdrawal penalties may apply.
This rate sheet is incorporated into the Account Agreements and Disclosures.
The rate and APY stated for Term Share Accounts is the rate that was offered within the most recent seven calendar days.
Rates and yields are subject to change at any time.
APY assumes interest remains on deposit until maturity.