ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.

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Checking the way it should be

Compare Accounts

Checking Accounts

Gulf Winds makes having a checking account easy. MyChecking accounts are money management systems that can save you money with banking alerts, online bill pay, fee-free ATMs, fee refunds, and more. Choose an account that's right for you.

Included with all Gulf Winds checking accounts:

  • No Minimum Balance
  • Free (No Fee) VISA® Debit Card
  • Over 40 Local Fee-Free ATMs
  • Over 30,000 Nationwide Fee-Free ATMs
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Alerts
  • Free eStatements with Check Images
  • Free 24 Hour Phone Banking

High-Yield Checking

Earn interest on your everyday balance.

  • Pays Premium Monthly Dividends
  • No Monthly Service Fee
  • No Minimum Deposit
  • Free (No Fee) Black VISA® Debit Card
  • Nationwide ATM Fee Refunds1
  • Overdraft Privilege Protection2

Account opening subject to approval. 1) ATM fee refunds up to $15 per cycle when qualifications are met. 2) Subject to account qualification after 60 days. A fee will be incurred for use of this service.

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MyFree Checking

Convenient, secure, and perfect for your daily banking needs.

  • No Monthly Service Fee
  • No Minimum Balance
  • Overdraft Privilege Protection1

Account opening subject to approval. 1) Subject to account qualification after 60 days. A fee will be incurred for use of this service.

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MyOpportunity Checking

Your opportunity for a fresh start.

  • No Minimum Balance
  • $10.95 Monthly Service Fee

Account opening subject to approval.

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We’re giving our profits back to you.

Auto Loans as
low
as
0.00 %
APR1
Free Checking as
high
as
0.00 %
APY2
Credit Cards as
low
as
0.00 %
APR3
IRAs as
high
as
0.00 %
APY4
Certificates as
high
as
0.00 %
APY5