Checking Accounts
Gulf Winds makes having a checking account easy. MyChecking accounts are money management systems that can save you money with banking alerts, online bill pay, fee-free ATMs, fee refunds, and more. Choose an account that's right for you.
Included with all Gulf Winds checking accounts:
- No Minimum Balance
- Free (No Fee) VISA® Debit Card
- Over 90 Local Fee-Free ATMs
- Over 85,000 Nationwide Fee-Free ATMs
- Free Online Banking with Bill Pay
- Free Mobile Banking with Alerts
- Free eStatements with Check Images
- Free 24 Hour Phone Banking
High-Yield Checking
Earn interest on your everyday balance.
- Pays Premium Monthly Dividends
- No Monthly Service Fee
- No Minimum Deposit
- Free (No Fee) Black VISA® Debit Card
- Nationwide ATM Fee Refunds1
- Overdraft Privilege Protection2
Account opening subject to approval. 1) ATM fee refunds up to $15 per cycle when qualifications are met. Only applicable with HY Checking Share accounts, not Primary Share or Primary Savings accounts. 2) Subject to account qualification after 30 days. A fee will be incurred for use of this service.
MyFree Checking
Convenient, secure, and perfect for your daily banking needs.
- No Monthly Service Fee
- No Minimum Balance
- Overdraft Privilege Protection1
Account opening subject to approval. 1) Subject to account qualification after 30 days. A fee will be incurred for use of this service.
MyOpportunity Checking
Your opportunity for a fresh start.
- No Minimum Balance
- $10.95 Monthly Service Fee
Account opening subject to approval.
Financial Wellness Center
Financial Wellness CenterLearn the basics about checking accounts. Wise financial decisions start here. Get Started >
Financial Wellness Center