ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.


Save for the important things

Special Business Share Savings Account

Need to save to buy office equipment, pay your taxes, or give an employee bonus? Special Business Share Savings accounts allow you to put money away for specific, occasional business expenses.

Features & Benefits

  • Open as Many as You Need
  • No Monthly Service Fee
  • No Minimum Balance
  • Free Online Banking
  • Free e-Statements
  • Free 24-Hour Phone Banking
  • Access to 40+ surcharge-free ATMs locally
  • NCUA Insured up to Applicable Limits
  • Easily Transfer To or From Checking or Savings (Subject to Regulation D Limits)

Open Your Account Today

Visit one of our convenient branch locations today to open a Gulf Winds Business Account, or call us toll-free at 1.800.650.6328 to request more information.

Special Business Share Savings Dividend Rates

Account Type Dividend Rate APY Compound Frequency Minimum Deposit Minimum Balance
Special Business Share Savings 0.20% 0.20% Monthly $0 $0

Rates as of . Rates are subject to change after the account is opened. APY=Annual Percentage Yield. Fees may reduce earnings.

Schedule of Fees

Non-Proprietary ATM Transaction Fees*
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries $0.25 per transaction
Transfers $0.25 per transaction

*A non-proprietary ATM is an ATM that does not prominently display the Gulf Winds and/or CO-OP Network name or logo on the ATM. When you use a non-proprietary ATM, you may be charged a fee by the ATM operator or any network used.

See Full Schedule of Fees and Charges »


We’re giving our profits back to you.

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