ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.


Services for any business need

Business Services

Accept Credit Cards and Checks with Confidence

Newtek Business Services Affordable and user-friendly, our business and merchant services provide small businesses with a complete and beneficial program. Gulf Winds has partnered with Newtek Merchant Solutions to provide your business with a complete menu of payment acceptance options, including:

Credit and Debit Card Acceptance

Accept MasterCard, Visa, Discover Card, American Express, Diner's Club, JCB, PIN-based debit cards, and signature-based debit cards.

Electronic Check Services

Accept paper checks with convenience and confidence using check verification, check verification with guaranteed payment, electronic check recovery, and recurring debit.

ACH Processing

Allow your customers to make payments directly from their checking or savings accounts.

E-commerce Services

Conduct business online with a shopping cart and a secure Internet payment gateway.

Gift and Loyalty Card Programs

Create a compelling reason for your customers to come back to your business.

Call Gulf Winds for assistance: 1.800.650.6328 or call Newtek directly and mention Gulf Winds: 1.866.360.1450

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Raymond James Financial Services

The Right Retirement Plan for Your Business

What is the right retirement plan for your business? Many business owners today are faced with an increasing need to provide a retirement benefit for themselves and their employees. Gulf Winds has partnered with Raymond James Financial Services to help you and your employees plan for retirement. Selecting the right retirement plan for your business is a crucial step and providing one has many benefits.

Let our Raymond James financial advisor, Bob Alft, provide an overview of the features and advantages of the various plans available to business owners like you. Every business is different and Bob Alft will guide you to the plan that best suits your business retirement plan needs and objectives.

Of course, we cannot offer legal advice to clients. Before implementing any plan, you should consult with your tax and/or legal advisors.


Securities and investment advisory services are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by the FDIC/NCUA or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal.

Bob Alft, Financial Advisor
Raymond James Financial Services
220 E. Nine Mile Road
Pensacola, FL 32534
Phone: 850.479.9601, ext. 478
Cell: 850.572.1430
Toll free: 1.800.650.6328


We’re giving our profits back to you.

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