Heartbleed Bug Not a Threat to Gulf Winds Members: On an ongoing basis, Gulf Winds evaluates its website and online systems for security threats and potential vulnerabilities. Gulf Winds’ systems are not susceptible to the recent “Heartbleed Bug” and no systems have been compromised. Members can be assured that their accounts remain safe and secure.

Gulf Winds Federal Credit Union

Blog Topics


Follow via RSS.

Recent Posts

Top Financial Myths Not to Believe

Should You Rent Out Your Home Instead of Selling?

Is Your Checking Account Giving Back to You This Season?

How to Prioritize Your Holiday Shopping Without Breaking the Budget

How to Buy a Home With Zero Down

Is a VA Loan Right For You?

How to Use a Home Equity Line of Credit the Right Way

4 Types of Mortgages That Require Little or No Money Down

What You Need to Know to Protect Yourself, and Your Finances, From Identity Theft

Prepare for Fraud Prevention This Holiday Season and Protect Your Online Banking

Contact Us


Phone Banking and General Inquiries:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328


Lost or Stolen ATM or VISA Debit Card:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

After Hours, Weekends and Holidays: 800.472.3272

Lost or Stolen Credit Card:

Toll Free: 800.449.7728    More Contact Info

Keep up to date with our eNewsletter

Sign Up

Personal Finance Safety: What you should never keep in your wallet

Posted on Wednesday, Apr 24, 2013

Anyone who has lost a wallet knows what a hassle it is to replace everything inside it. But beyond the hassle, it's downright dangerous to lose your wallet, or worse, to have it stolen. Your wallet may contain everything necessary for an identity thief to open an account in your name, get a loan, or profit from tax-return fraud. How can you protect yourself? Use smart personal finance sense and never keep the following items in your wallet.

A Spare Key
Some people keep a spare key in their wallets for those times when they're locked out. The problem is that your driver's license, which is also in your wallet, has your address on it, so anyone who gets hold of your wallet could enter your home, putting your family and property at risk. Instead, keep a spare key at a neighbor or relative's house.

Your checks, whether they're blank or already filled out, contain important personal finance information for identity thieves: your full name, address, checking account number, and routing number. The solution to this problem is to only carry checks with you when you absolutely need them, and don't take the whole checkbook.

A passport is gold to an identity thief. With a current passport, a thief can open a bank account and even get a new copy of your Social Security card. To avoid this risk, only carry your passport with you when you're overseas, and even then, keep it locked up at your hotel.

Password Cheat Sheet
Passwords may be the bane of modern society, but that doesn't mean you should carry a password cheat sheet around in your wallet. A thief could quickly empty your account with access to your credit card and your PIN number. To be safe, keep your passwords in an encrypted spreadsheet or an encrypted mobile app designed especially for the task.

Multiple Credit Cards
You probably won't be able to get by without a credit card in your wallet, but there's no need to carry more than one. With only one card, you'll only have to call one credit card company to cancel your card if you lose your wallet.

In addition to keeping the above items out of your wallet, photocopy the fronts and backs of each item in your wallet, so you can quickly report a wallet theft and keep your personal finance information safe.

Share your thoughts

Commenting is not available in this channel entry.