Gulf Winds Federal Credit Union

Blog Topics

 

Follow via RSS.

Recent Posts

DIY or Hire a Professional?

Spring Into a Debt Free Life

How to Get Ready for Summer Travel without Going Bust

Maximizing Your Inheritance from Uncle Sam — The Smart Way to Use Your Income Tax Refund

Three Ways Apple Pay and Tokenization Are Changing How You'll Shop in the Future

Save in 2015 by Cutting Expenses

Q&A with Pensacola Area Mortgage Loan Officer, Angela Lane

Kerry Forest Branch In Tallahassee

Shopping For Auto Financing? Details Here.

Top Financial Myths Not to Believe

Contact Us

Close

Phone Banking and General Inquiries:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

Email:

Lost or Stolen ATM or VISA Debit Card:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

After Hours, Weekends and Holidays: 800.472.3272

Lost or Stolen Credit Card:

Toll Free: 800.449.7728    More Contact Info

Keep up to date with our eNewsletter

Sign Up

Is There Really Such a Thing as a Free Checking Account?

Posted on Monday, Jul 22, 2013

Today, it seems like fees and banking go hand in hand. Around each corner is another bank statement with a new set of confusing charges. Because maintaining your checking account should be simple, we don’t charge unnecessary fees each month. At Gulf Winds, we are proud to offer our members MyFree Checking, a straightforward, free checking account in Florida. Take a look at some of the benefits of choosing MyFree Checking:

No minimum balance
Your finances may vary, and that’s ok. Because there is no minimum balance with MyFree Checking, you don’t have to worry about maintaining a certain amount of money in your account.

No monthly service fee
Monthly service fees can be a big hindrance to anyone attempting to grow their finances. A $12 monthly maintenance fee can put you about $145 in the hole in just one year. Money you could use for groceries, traveling or saving is instead used to pay service fees. Because of this, we don’t charge a monthly fee for having a checking account with us.

Free overdraft transfer and overdraft privilege protection
Overdrafts happen. To help you out, we provide two options that take care of overdrafts. Free overdraft transfer protection automatically draws funds from a different account to cover your current overdraft. In addition, after 30 days as a member, you are eligible for overdraft privilege protection. If approved, you are not charged overdraft fees within your overdraft privilege limit.

More free features
The benefits of MyFree Checking don’t stop here. Between our free, no-fee Visa Debit Card, free online banking with bill pay, free first box of premium duplicate checks when you enroll in e-statements and free mobile banking and alerts, you can save your money for other priorities.

Instead of accepting another unnecessary fee, consider the benefits of MyFree Checking at Gulf Winds. To speak to a financial advisor about your checking account options, contact us or come by one of our local branches today.

Share your thoughts

Commenting is not available in this channel entry.