There has probably been one time or another that you’ve joked about wishing you had a money tree growing in your backyard. While you can’t plant a tree that magically sprouts dollar bills, you can learn how to boost your income and investing to improve your finances over time.
Technology has exploded in the last decade and has greatly improved many aspects of our lives – including how we bank. Unfortunately, as the use of technology increases, so do instances of fraud.
Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting family vacation, a new family car, or college savings. In the spirit of America Saves Week, we’re sharing some ideas on how to save as a family.
There is no better investment you can make than in yourself and your future. Experts recommend allocating 15% of your monthly income toward retirement. But you may be wondering where to begin stashing that money away so that it is most impactful for your future.
What does “saving extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in your monthly budget into a savings account, creating the habit of saving and sticking to it over time can make a huge difference. This year as part of America Saves Week, commit to trying one (or all) of these three ways to save a little extra
If you’ve been wanting to invest, this may burst your bubble or even seen counterintuitive. However, before you begin building an investment portfolio, it’s important to have a solid cushion of savings at your disposal. After all, life is full of surprises. You don’t want to be caught in an emergency that leaves you needing immediate cash when all your funds are tied up in stocks, bonds, or certificates.
Budgeting can seem like a chore when you feel like you’re “successfully” making it through each month with the bills paid and extra money in your pocket consistently. But are you maximizing your income every month? What more could you do with your money?
With Spring around the corner, the sun is shining, the skies are clear and you’re counting down the days until you can relax on the beach or river on the weekends. If this is the case, you may be in the market for a boat this season. While some boat-owners like to joke that “boat” is an acronym for “bring on another thousand,” we have some money-saving tips to help your hobby fit within your budget.
When you receive a significant amount of cash, whether it’s from a tax refund, work bonus or a gift, it’s always a good idea to be proactive about how you’ll spend it instead of letting it disappear before your eyes because you didn’t plan ahead. Below, we’ve listed some dos and don’ts for you to consider as your tax refund rolls in.
Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions?