If you’ve been wanting to invest, this may burst your bubble or even seen counterintuitive. However, before you begin building an investment portfolio, it’s important to have a solid cushion of savings at your disposal. After all, life is full of surprises. You don’t want to be caught in an emergency that leaves you needing immediate cash when all your funds are tied up in stocks, bonds, or certificates.
Budgeting can seem like a chore when you feel like you’re “successfully” making it through each month with the bills paid and extra money in your pocket consistently. But are you maximizing your income every month? What more could you do with your money?
With Spring around the corner, the sun is shining, the skies are clear and you’re counting down the days until you can relax on the beach or river on the weekends. If this is the case, you may be in the market for a boat this season. While some boat-owners like to joke that “boat” is an acronym for “bring on another thousand,” we have some money-saving tips to help your hobby fit within your budget.
When you receive a significant amount of cash, whether it’s from a tax refund, work bonus or a gift, it’s always a good idea to be proactive about how you’ll spend it instead of letting it disappear before your eyes because you didn’t plan ahead. Below, we’ve listed some dos and don’ts for you to consider as your tax refund rolls in.
Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions?
When you lose a loved one, settling their affairs is the furthest thing from your mind. Yet, it has to be done. We hope these tips will help serve as a guide to help you navigate a very difficult time.