Used Purchase Auto Loans

Our low-fixed rates and flexible payment options mean you can afford the vehicle you want. Get your next auto loan with Gulf Winds.

Gulf Winds offers:

  • Rates as low as 2.49% APR
  • Flexible Payment Options
    • 36 months; a shorter term means you'll pay off your car sooner
    • Up to 84 months; lower your monthly payment even more
  • No Payments for 90 Days
  • Simple Loan Application
  • Pre-Approved Rate and Term Good for 30 Days
    • Lock in your rate and term
    • Have time to find your perfect vehicle
  • Access to the Gulf Winds Car Buying Service powered by TRUECar
  • Auto Loan Protection
    • Protect your loan with Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan.

Get Started Now!

Apply Online Now

Apply Online Now

Visit your local branch or call us toll-free at 1.800.650.6328.

Used Auto Loan Rates
Term APR Range Est. Payment/$1,000 Borrowed
36 months 2.49% - 13.74% $28.86 - $34.05
66 months 2.99% - 15.74% $16.45 - $22.74
75 months 3.49% - 17.74% $14.86 - $22.15
84 months 4.99% - 8.24% $14.13 - $15.71

Rates as of . Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria. Add 1% APR for any vehicle with over 75,000 miles.