ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.

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Financing your new vehicle has never been easier

New Purchase Auto Loans

Getting your best auto loan rate starts with Gulf Winds. We offer fixed-rate loans with flexible payment options.

Gulf Winds offers:

  • Rates as low as 2.24% APR
  • Flexible Payment Options
    • 36 months; a shorter term means you'll pay off your car sooner
    • Up to 84 months; lower your monthly payment even more
  • No Payments for 90 Days
  • Simple Loan Application
  • Pre-Approved Rate and Term Good for 30 Days
    • Lock in your rate and term
    • Have time to find your perfect vehicle
  • Access to the Gulf Winds Car Buying Service powered by TRUECar
  • Auto Loan Protection
    • Protect your loan with Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan.
Get Started Now!

Apply Online Now

Apply Online Now

Visit your local branch or call us toll-free at 1.800.650.6328.

New Auto Loan Rates
Term APR Range Est. Payment/$1,000 Borrowed
36 months 2.24% - 13.24% $28.75 - $33.81
66 months 2.74% - 15.24% $16.34 - $22.47
75 months 3.24% - 17.24% $14.75 - $21.87
84 months 4.74% - 5.74% $14.01 - $14.48

Rates as of . Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria.

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This is only an estimate. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.

For more details, use our Advanced Calculators.

 

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