Get Pre-Approved with Gulf Winds

When you walk into a dealership with financing in hand, you have the advantage. There’s no need to stress about what financing option the dealership can provide. You won’t have to wonder if you’ll get approved by your bank after finding the car of your dreams.

When you secure your pre-approval, you have one of the most critical parts of the car purchasing process handled before you step foot onto the car lot.

We can help you secure an auto loan pre-approval for your next vehicle. 

Apply Online Now

Why Choose Gulf Winds Credit Union For Your Auto Loan Pre-Approval?

At Gulf Winds Credit Union, we take the hassle out of the pre-approval process.

Our pre-approval interest rate and terms are good for 30 days, so you don’t have to worry about finding your vehicle immediately. Take your time searching for the car of your dreams because your financing will be waiting for you.

Along with our 30 day guaranteed pre-approval, you also get:

  • Low loan rates
  • Flexible repayment options
  • No payments for 90 days
  • Simple loan application

Auto Loan Rates

Whether you choose a new, used or refinanced auto loan, our interest rate and term options are the same. Interest rates start at 3.24% APR, and our terms can extend out to 84 months.

Check our Rates »

Estimate Your Auto Loan Pre Approval

Use our auto loan calculator to help you estimate how much your monthly car payment will be.

Ready to get on the road?

If you're ready to apply, head over to our online application to see the loan terms you're eligible for from Gulf Winds Credit Union.

Apply Online Now

New Auto Loan Rates
Term APR Range Est. Payment/$1,000 Borrowed
36 months 3.24% - 13.99% $29.19 - $34.20
66 months 3.24% - 15.99% $16.56 - $22.90
75 months 3.99% - 17.99% $15.09 - $22.32
84 months 5.04% - 7.84% $14.15 - $15.51

Rates as of . Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria.