ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.

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Shopping for a car? Check our rates first.

Auto Loans

A good deal on a vehicle extends beyond getting your best price at the dealership. Loan terms can make a big difference in what you actually pay for your car or truck. Our low auto loan rates are the same whether you are purchasing a new vehicle, pre-owned, or would like to refinance your current auto loan from another lender.

All Gulf Winds auto loans offer you:

Refinanced Auto Loans

Lower your payment and pay less over the life of your loan when you refinance with Gulf Winds.

  • Rates as low as 2.24% APR1
  • Financing Terms up to 84 Months

Learn More | Get Started Apply Online Now

Actual APR may vary based on applicants credit history. Excludes current Gulf Winds auto loans. 1) Rates as low as 2.24% APR for up to 36 months.

Used Purchase Auto Loans

Finance your pre-owned vehicle at a competitive rate.

  • Rates as low as 2.24% APR1
  • Financing Terms up to 84 Months

Learn More | Get Started Apply Online Now

Actual APR may vary based on applicants credit history. 1) Rates as low as 2.24% APR for up to 36 months.

New Purchase Auto Loans

Our low rates and flexible financing options help you get the right payment for your budget.

  • Rates as low as 2.24% APR1
  • Financing Terms up to 84 Months

Learn More | Get Started Apply Online Now

Actual APR may vary based on applicants credit history. 1) Rates as low as 2.24% APR for up to 36 months.

Auto Loan Protection

Protect your loan with Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan.

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We’re giving our profits back to you.

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