Auto Loans

Get Pre-Qualified and Shop with Confidence

Discover what auto loan rates you qualify for before you buy. Find out in minutes if you qualify for a new, used, or refinanced auto loan with no impact to your credit score. 

Get Pre-Qualified Today

A good deal on a vehicle extends beyond getting your best price at the dealership. The loan terms you're offered can make a big difference in what you pay for your car or truck in the long-term. By getting pre-qualified you can understand your potential loan rate and set a budget before you buy.

How it Works?

  • Complete our easy online application in just a few clicks 
  • In only a few minutes see which one of our low rates you qualify for with no impact to your credit score
  • Understand your potential loan rate and set a budget before you buy 
  • When ready, apply online for financing

All Gulf Winds auto loans offer:

  • Low loan rates
  • Flexible repayment options
  • No payments for 90 days
  • Simple loan application

Get Started Now

Auto Finance Options

We offer loans for new and used vehicles as well as options to refinance your current auto loan. Find more information about each option below. All loans offer:

  • Interest rates as low as 2.99% APR1
  • Financing terms up to 84 Months

Actual APR may vary based on applicants' credit history. 1) Rates as low as 2.99% APR for up to 66 months.

New Purchase Auto Loans

When purchasing a new vehicle, our low rates and flexible financing options will help you get the right payment for your budget.

Learn More | Get Pre-qualified

Used Purchase Auto Loans

You can finance your pre-owned vehicle at a competitive rate with our loans.

Learn More | Get Pre-qualified

Refinanced Auto Loans

Lower your payment and pay less over the life of your loan when you refinance with Gulf Winds.

Learn More | Get Pre-qualified

Auto Loan Protection

Protect your loan with Extended Warranty, Guaranteed Asset Protection (GAP) and Credit Life & Credit Disability on your auto loan.

Learn More

Auto Loan Resources

Tools to help you understand the auto loan process.