System Maintenance: System maintenance will be performed on Sunday, September 24, 2017, from 1:00 a.m. to 7:00 a.m. CST. You may experience intermittent issues or transaction denials while using your debit card for purchases or ATM withdrawals. 

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Serving members since 1954

Schedule of Fees - Personal Accounts

Account Research $20.00 per hour
ACH Origination $2.00 per setup
Non-Proprietary ATM Transaction Fees
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries and Transfers $0.25 per transaction
Cashier’s Check Fee/Third Party Check Withdrawal Fee $2.00 per item
Check Cashing Fee (Waived based on CU Relationship) $2.00 per item
Check Copy Fee $2.00 per copy
Check Printing Fee Varies
Coin Machine Fee - Members 8% amounts >$100
Coin Machine Fee - Non-members 8% of amount
Collection Item Fee $15.00 per item
Collection Item Return Fee $18.00 per item
Document Copy Fee $2.00 per copy
Dormant Account Fee (more info) $10.00 per month
Escheat Fee $50.00
Levy & Garnishment Processing Fee $25.00 per occurrence
Money Order Fee $1.00 per item
MyOpportunity Checking Share Draft $10.95 per month
Overdraft Privilege Fee $27.50 per item
Paid Prior to Non-Sufficient Funds Fee $30.00 per item
Primary Share Account Closure Fee (waived for Accounts open in excess of 60 days) $10.00 per occurrence
Checking Account Reconciliation Fee (applies to 2nd & subsequent requests) $20.00 per occurrence
Rejoin Fee (waived for members rejoining after 12 months) $25.00
Reopen Share Draft Account Closed by Gulf Winds $25.00 per occurrence
Returned Deposit Fee $5.00 per item
Returned Deposit Fee for Item To & From Same Member $20.00 per item
Returned Item Fee  $30.00 per item
Returned Mail Fee $5.00 per item
Safe Deposit Box Fees
Rental - 3x5 $15.00 per year
Rental - 3x10 $25.00 per year
Rental - 5x10 $40.00 per year
Rental - 10x10 $75.00 per year
Forced Entry Actual Cost
Statement Copy Fee $2.00 per copy
Bill Payment Stop Payment Fee $15.00 per item
Stop Payment Fee $27.50 per item
Temporary Checks 4 checks for $1.00
VISA Debit Card Replacement Fee $5.00 per card
VISA ISA Fee (International Service Assessment) 1% of transaction
Wire Transfer Fees
Outgoing $15.00
Incoming $5.00

 

Schedule of Fees & Charges updated as of February 3, 2016.

 

Dormant Account Fee

Dormant accounts will incur a fee of $10 per month until the dormant status is removed. We notify account holders via phone and mail of dormant accounts. Dormant accounts have less than a total of $300 on deposit in share and term share accounts, with no member transactions for 12 consecutive months. Transactions include deposits, withdrawals, or transfers.

If you know your account has been inactive for the past year, please consider visiting one of our 12 convenient branch locations and make a deposit, withdrawal, or transfer to avoid this fee. Please contact our Contact Center at 1.800.650.6328 to further discuss a dormant account or if you have additional questions.

 

We’re giving our profits back to you.

Auto Loans as
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APR1
Free Checking as
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Credit Cards as
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IRAs as
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Certificates as
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