Your community credit union
Gulf Winds Federal Credit Union, formerly Chemstrand Employees Credit Union and Monsanto Employees Credit Union, was organized April 9, 1954. The credit union is directed by a volunteer Board of Directors presently composed of 13 members. The Board of Directors, elected by the general membership, appoints a Supervisory Committee of four individuals who watch over the financial soundness of the credit union. The Board also hires a management team, composed of the President/CEO and others, who manage the daily activities of the credit union.
Gulf Winds is a full-service financial institution with a vision, mission, and commitment to member service. Our pledge to you is Service That Soars Above, which you will experience through friendly, reliable service with a smile at Gulf Winds. Our community charter allows anyone who lives, works, worships, or attends school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama, to join. Businesses and other legal entities located in these counties are also eligible, as are members, employees, and churches of the African Methodist Episcopal churches within the Florida Annual Conference comprised of Gadsden, Leon, Madison, Jefferson, Taylor, Wakulla, Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Liberty, and Franklin Counties, Florida. You are also eligible to join if an immediate family member is a member.
Founded on the philosophy of people helping people, credit unions exist only to serve their members. As not-for-profit institutions, credit unions are unique in the financial world. Because the members are the owners, there are no shareholders to whom profits must be paid. Everything is returned to members in the form of better rates on loans and deposits, and low or no fees on products and services.