Personalized Accounts & Services

Our FREE Online Banking service provides secure online access to your accounts wherever you have or use a personal computer. No software is needed, just a computer with internet access. Check all of your balances, transfer funds, make loan payments, review account history, and download account information - all on Online Banking. You also have access to FREE Bill Pay, FREE e-Statements with check images, apply for a loan, and much more.

850.479.9601 (Local) or 800.650.6328 (Toll-free)
Our Phone Anytime Teller (PAT) audio response service is available 24 hours a day, 7 days a week. To use PAT, all you need is a touch-tone phone, your account number and a 4-digit security code. It is an easy way to check your account balances, find out whether checks have cleared, transfer funds from one account to another, and much more.
Download our PAT Wallet Transaction Guide.

FREE Online Bill Pay from Gulf Winds makes paying your bills quick and easy. Each payment is automatically debited from your Gulf Winds checking account and itemized on your monthly statement. Just point, click and your bills will be paid on time, every time. Online Bill Pay Information and Tutorial

We offer FREE and instant access to your Gulf Winds statements online. No more waiting for the mail. This service also allows you to view and print your canceled check images.

For your convenience, Gulf Winds offers several methods of ordering your checks. You can reorder checks any time you need to through Online Banking. With just a few clicks, you can reorder the same checks you have always used with us, or you can choose from dozens of different styles. You may also call toll free 877.838.5287 and place your order, drop your check reorder form off at any of our branches, or mail the form to our Corporate Office.

Overdraft protection gives you peace of mind by automatically transferring from other accounts you designate to cover your items presented for payment to your checking account. There is no charge to you for this valuable service, no transfer fee or non-sufficient funds (NSF) fee.

Gulf Winds offers discretionary Overdraft Privilege, a financial resource that can cover your overdraft checks, should you make a mistake with your account. This privilege may protect you from merchant returned check charges.

Avoid lines on payday with Direct Deposit. Direct Deposit is one of the most convenient services Gulf Winds offers. Most regularly occurring government and payroll checks can be deposited into your account automatically with Direct Deposit. Direct Deposit is fast, safe, and, best of all, FREE.

Get your free annual credit report at www.annualcreditreport.com.

Gulf Winds partners with the law firm of Staples, Ellis + Associates, P.A. to offer members a Prepaid Legal Service Plan.

Keep your valuable papers and items safe at Gulf Winds. Gulf Winds offers safe deposit boxes at the following branches: Corporate, Creighton, Blue Angel, 'L' Street, Atmore and Brewton. Please call our Contact Center at 850.479.9601 for availability.

Money orders are available for when personal checks can not be used.

We redeem savings bonds at all Gulf Winds branches. To find the value of your savings bonds and other information, go to www.savingsbonds.gov.

Stop by one of our branches and we will be happy to help you with your Visa or MasterCard cash advance. You can also receive a cash advance up to $500 from ATMs that display the Visa/MasterCard logo.

Legal documents can be notarized at any Gulf Winds branch.

For your convenience, we sell postage stamps at our 'L' Street location and Downtown Community Branch.

Gulf Winds offers discount tickets to select local theaters.