Our branches will be closed on Monday, September 6, 2010, for Labor Day. Access your account 24/7/365 by using Online Banking, Phone Anytime Teller (PAT) 24-hour phone banking, or one of our more than 40 surcharge FREE local ATMs.

 

Give us a call today:

Pensacola Area:
850.479.9601

Toll-free:
800.650.6328

Or email us at:
info@gwfcu.org

Email Safety Notice

It's not safe to send personal data such as your account number, social security number, or passwords through regular email.

If you need to send us such information, please use our
Secure Message Center.

If not, please continue and send an email to info@gwfcu.org.

Keep up to date with our eNewsletter

Schedule of Fees and Charges

Account Research $20.00 per hour
Non-Proprietary ATM Transaction Fees
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries $0.25 per transaction
Transfers $0.25 per transaction
Business Checking Fees

Business Checking Maintenance Fee
(waived for non-profit accounts)

$5.00 per month
Transaction Fees $0.05 per item, after 75 each month
Check Order Charge Varies
Deposit Fees - Cash Deposit $.0025 per $100.00 for each deposit
Deposit Fees - Coin Deposits 4.00% of each deposit
Cashier’s Check Fee
Third Party Check Withdrawal Fee
$2.00 per item
Check Copy Fee $2.00 per copy
Check Cashing Fee $2.00 per item
Check Printing Fee Varies*
Coin Machine Fee - Members 8% amounts >$100
Coin Machine Fee - Non-members 8%
Collection Item Fee $15.00 per item
Collection Item Return Fee $18.00 per item
Document Copy Fee $2.00 per copy
Dormant Account Fee (more info) $5.00 per month
Escheat Fee $50.00
Levy & Garnishment Processing $25 per occurrence
Money Order Fee $1.00 per item
Non-Sufficient Funds Fee $27.50 per item
MyOpportunity Checking Share Draft $6.95 per month
Overdraft Protection (ODP) Fee $27.50 per item
Paid Prior to Non-Sufficient Funds Fee $27.50 per item
Primary Share Account Closure Fee
(waived for Accounts open in excess of 60 days)
$10.00 per occurrence
VISA Debit Card Replacement Fee $5.00 per Card
Checking Account Reconciliation Fee
(applies to second & subsequent requests)
$20.00 per occurrence

Returned Deposit Fee Personal Account

$5.00 per item
Returned Deposit Fee Business Account $10.00 per item
Returned Mail Fee $1.00 per item
Safe Deposit Box Fees
Rental - 3x5 $15.00 per year
Rental - 3x10 $25.00 per year
Rental - 5x10 $40.00 per year
Rental - 10x10 $75.00 per year
Key Replacement $5.00 per key
Forced Entry actual cost
Statement Copy Fee $2.00 per copy
Bill Payment Stop Payment Fee $15.00 per item
Stop Payment Fee $27.50 per item
Temporary Checks 4 checks for $1.00
Third Party Check Withdrawal Fee $2.00 per transaction
Traveler's Checks Fee
(AMEX Cheques for two)
$0.50 per $100.00
Western Union Money Order Fee $20.00
International Western Union Money Order Fee $20.00-$45.00
Wire Transfer Fees
Outgoing $15.00
Incoming $5.00
International $30.00
Speed Pay Fee $2.00 per check
MyFree Checking Share Draft Check Order Varies*
MyChecking Plus Share Draft Check Order Varies

 

*No charge for MyFree Checking Alliance checks

Schedule of Fee updated as of August 1, 2009.

 

Dormant Account Fee

Dormant accounts will incur a fee of $5 per month until the dormant status is removed. We notify account holders via mail of dormant accounts. Dormant accounts have less than a total of $100 on deposit in share and term share accounts, with no member transactions for 12 consecutive months. Transactions include deposits, withdrawals, or transfers.

If you know your account has been inactive for the past year, please consider visiting one of our nine convenient branch locations and make a deposit, withdrawal, or transfer to avoid this fee. Please contact our Call Center at (850) 479.9601 to further discuss a dormant account or if you have additional questions.