Loans
Give us a call today:
Pensacola Area:
850.479.9601
Toll-free:
800.650.6328
Or email us at:
info@gwfcu.org
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Gulf Winds has has the best
Auto Loan Rates in town:
Gulf Winds is offering the lowest loan rates on Cars, Boats, RVs and Motorcycles, ATVs and Jet Ski's. We’ve dropped our loan rates for just about anything that has an engine… to as low as 1.99% APR* for 60 months for a new car purchase and as low as 3.45% APR* for used and refinance. Make the move to Gulf Winds. We'll get you moving on down the road.
Refinance and Save
Purchasing a pre-owned vehicle or wanting to refinance your high-interest loan from another lender? Gulf Winds has auto loans that can save you money every month. It really is worth your time to check your current loan rates and balances, and see if we can help you.
Call (850) 479-9601 and get your loan started over the phone or stop by to apply today!
Use our quick application to get your loan underway today.
Not A Member?
It's Ok! Unlike some credit unions, you can take advantage of our special auto loan rates if you live, work, worship or attend school in Escambia or Santa Rosa Counties, Florida, or Escambia County, Alabama.
Auto Loan Resources
Auto Loans
When you are thinking about that perfect car, truck or SUV think of Gulf Winds. Let us pre-approve your loan and you will know exactly how much you can spend before you begin vehicle shopping. Also, consider transferring your higher interest, higher payment auto loan from another financial institution to Gulf Winds.
Terms for Boat, RV and Motorcycle Loans Vary ►
New Car Purchase Auto Loan Rates*†
| Term | Lowest Annual % Rate |
|---|---|
| Up to 60 months | 1.99%, 2.99%, 4.99%, 7.99%, 11.99%, 14.99% |
| Up to 72 months | 2.49%, 3.49%, 5.49%, 8.49%, 12.49%, 15.49% |
|
Up to 84 months |
3.49%, 4.49%, 6.49%, 9.49%, 13.49%, 16.49% |
Used & Refinance Auto Loan Rates*†
| Term | Lowest Annual % Rate |
|---|---|
| Up to 36 months | 1.95%, 2.95%, 4.95%, 7.95%, 11.95%, 14.95% |
| Up to 48 months | 2.95%, 3.95%, 5.95%, 8.95%, 12.95%, 15.95% |
| Up to 60 months | 3.45%, 4.45%, 6.45%, 9.45%, 13.45%, 16.45% |
| Up to 72 months | 3.95%, 4.95%, 6.95%, 9.95%, 13.95%, 16.95% |
|
Up to 84 months |
4.95%, 5.95%, 7.95%, 10.95%, 14.95%, 17.95% |
Add 3% to above rates on all model years older than 2004.
For example, the payments on a $15,000 loan for 48 months at an APR of 2.95% is $331.68.
*Maximum loan term will depend on the age of collateral and/or the size of the loan.
† The actual APR may vary based on the applicant's credit history.
Extended Warranty and
Auto-Protection Plans
As your vehicle gets older, the risk and cost of repairs will increase. That is when you need protection the most. There is a chance you could pay hundreds of dollars for mechanical and electrical repairs after your factory warranty has expired. Ask us about our auto protection plans.
Questions?
Get more details at any branch office, by phone 850.479.9601 or 1.800.650.6328, email us at info@gwfcu.org, or use this feedback form.
