Gulf Winds Federal Credit Union

E-Branch Online Banking Login

Register | Help

Branch Locations | Find an ATM | About Gulf Winds | Community | Blog | Contact

 

Give us a call today:

Pensacola Area:
850.479.9601

Toll-free:
800.650.6328

Or email us at:
info@gwfcu.org

Email Safety Notice

It's not safe to send personal data such as your account number, social security number, or passwords through regular email.

If you need to send us such information, please use our
Secure Message Center.

If not, please continue and send an email to info@gwfcu.org.

Keep up to date with our eNewsletter

Loan Rates

 

New Purchase

Auto Loans*†

Apply Online Now

 

Term Lowest Annual % Rate
Up to 60 months 1.99%, 2.99%, 4.99%, 7.99%, 11.99%, 14.99%
Up to 72 months 2.49%, 3.49%, 5.49%, 8.49%, 12.49%, 15.49%

Up to 84 months

3.49%, 4.49%, 6.49%, 9.49%, 13.49%, 16.99%

Add 3% to above rates on all model years older than 2005.

 

Used & Refinance
Auto Loans*†

Apply Online Now

 

Term Lowest Annual % Rate
Up to 36 months 1.95%, 2.95%, 4.95%, 7.95%, 11.95%, 14.95%
Up to 48 months 2.95%, 3.95%, 5.95%, 8.95%, 12.95%, 15.95%
Up to 60 months 3.45%, 4.45%, 6.45%, 9.45%, 13.45%, 16.45%
Up to 72 months 3.95%, 4.95%, 6.95%, 9.95%, 13.95%, 16.95%

Up to 84 months

4.95%, 5.95%, 7.95%, 10.95%, 14.95%, 17.95%

Add 3% to above rates on all model years older than 2005.

 

Personal Loans*†

Apply Online Now
Term Lowest Annual % Rate
Up to 60 months 9.90%, 10.90%, 12.90%, 15.90%, 17.90%

 

Boat and RV Loans*†

Apply Online Now
Term Lowest Annual % Rate
Up to 60 months 4.75%, 5.75%, 7.75%, 10.75%, 14.75%, 17.75%
Up to 72 months 5.25%, 6.25%, 8.25%, 11.25%, 15.25%, 18.00%

Up to 84 months

5.75%, 6.75%, 8.75%, 11.75%, 15.75%, 18.00%

Up to 96 months 6.25%, 7.25%, 9.25%, 12.25%, 16.25%, 18.00%
Up to 120 months 7.25%, 8.25%, 10.25%, 13.25%, 17.25%, 18.00%

Add 3% to above rates on all model years older than 2005.

 

Motorcycle Loans*†

Apply Online Now
Term Lowest Annual % Rate
Up to 48 months 4.49%, 5.49%, 7.49%, 10.49%, 14.49%, 18.00%
Up to 60 months 4.99%, 5.99%, 7.99%, 10.99%, 14.99%, 18.00%

Add 3% to above rates on all model years older than 2005.

Miscellaneous Collateral*†

Lowest Annual % Rate

Term Lowest Annual % Rate
Up to 60 months 8.99%, 10.49%, 11.74%, 12.99%, 14.99%, 18.00%

Personal Line of Credit

Term Lowest Annual % Rate
Personal Line of Credit 9.90%, 10.90%, 12.90%, 15.90%, 17.90%

Deposit Secured*

Term Lowest Annual % Rate
60 months 3.00%
96 months 4.25%
120 months 5.25%

 

Credit Cards

Apply Online Now
Term Lowest Annual % Rate
Visa Platinum Credit Card 9.90%, 10.90%, 12.90%, 15.9%, 17.90%
MasterCard Platinum Credit Card 9.90%, 10.90%, 12.90%, 15.9%, 17.90%
Secured Cards 9.00%

New credit card accounts will enjoy a low 3.99% APR for 9-months on all purchases and balance transfers made within 90 days of account opening.

*Maximum loan term will depend on the age of collateral and/or the size of the loan.

Minimum Payment: The minimum payment will be three percent (3.0%) of the total new balance, but no less than Ten and No/100 Dollars ($10).

† The actual APR may vary based on the applicant's credit history.

Mortgage Loan Products

For information about our mortgage loan products, current rates and pre-qualification, please contact our Mortgage Loan Representatives at 850.479.9601.

 

Rates as of: 2/01/12