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Lost or Stolen Credit Card Reporting
Toll Free: 800.449.7728

24/7 Cardholder Services
Toll Free: 800.654.7728

Get Your Credit Card Today! 850.479.9601

Credit Cards

While other credit cards offer a low annual percentage rate but a high annual fee - or a higher rate with a low fee - we give you the best of both worlds: a low fixed rate and no annual fee. We offer the benefits of worldwide acceptance and outstanding savings with our Gulf Winds' Platinum Visa and MasterCard credit cards. Consider getting rid of those high interest department store cards and enjoy the benefits of your own Gulf Winds credit card.

Get Your Gulf Winds Credit Card Today!

Call us at 850.479.9601 or visit one of our ten convenient branch locations. VISA and MasterCard Credit Cards with Platinum Rewards

Platinum VISA and MasterCard

Gulf Winds Platinum Credit Cards have a low fixed rate–as low as 7.9% APR* and no annual fee. With acceptance at millions of locations worldwide, a Gulf Winds Platinum Visa or MasterCard is one of the most convenient ways to pay. Coupled with fraud-fighting tools that monitor and aid in preventing fraud, you'll have peace of mind no matter where you use your card.

Benefits and Enhancements

No annual fee
Low competitive rates
25-day interest-free grace period for purchases
Easy application process; approved locally
No cash advance fees
No minimum finance charge
Worldwide acceptance
Travel accident insurance coverage
Auto rental insurance
24/7 members service and lost or stolen card reporting (Toll Free: 800.449.7728)
24/7 online account management
Make payments online and with several automatic options
Online purchase protection with Verified by Visa & MasterCard SecureCode
Proactive fraud-fighting tools
Free identity theft services

APR = Annual Percentage Rate

*Subject to credit approval. Rates and terms are based on individual credit worthiness. All rates are subject to change without prior notice. Please give us a call at 850.479.9601 for current rates.

VISA and MasterCard Platinum Rewards

In addition, our VISA and MasterCard accounts have Platinum Rewards as a FREE benefit. Cardholders have the ability to earn points toward gift cards, airline tickets, cruises, hotels, merchandise, rental cars, and much more. Earn one point for each dollar charged on your Platinum VISA or MasterCard.

Have a Gulf Winds VISA Debit Card with Platinum Rewards? You can combine all your points to earn rewards even faster. Gulf Winds is the only local credit union offering rewards points for debit and credit card purchases.

If you're not earning rewards, call us today!

850.479.9601

Check My Rewards

Points are only earned on purchases, not cash advances and transfers.