Privacy Policy

What Does Gulf Winds Credit Union Do With Your Personal Information?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and creditworthiness

When you are no longer our customer, we continue to share your information as described in this notice.

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Gulf Winds Credit Union chooses to share; and whether you can limit this sharing. 

Reasons we can share your personal information:

	Shared by Gulf Winds?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For non affiliates to market to you	No	We don't share

What we do:

How does Gulf Winds  Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Gulf Winds Credit Union collect my personal information?

We collect your personal information, for example, when you:

• Open an account or apply for a loan
• Make a wire transfer or provide account information
• Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness 
• Affiliates from using your information to market to you
• Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.